Terms & Conditions

• These Terms of Service (“Terms”) govern your use of our website located at www.journalsetc.com (the “Website”) and the products and services offered through the Website.
• By accessing or using the Website, you agree to be bound by these Terms and agree to use the Website only for lawful purposes and in a manner that does not infringe upon the rights of, restrict, or inhibit the use and enjoyment of the Website by any third party.
• If you do not agree with these Terms, please do not use the Website.

2. Definitions

• “Journals etc.,” “we,” “our,” or “us” refers to Journals etc.
• “You” or “your” refers to the user of the Website.

3. Products and Services

• Our Website offers a variety of stationery and accessories plus related products and services for sale.
• All purchases made through the Website are subject to our Terms of Sale, which are incorporated herein by reference.
• We strive to provide accurate descriptions of our products and services. However, we do not warrant that product descriptions, images, or other content on our website are completely accurate, complete, current, or error-free. If a product offered by us is not as described, your sole remedy is to return it in unused condition in line with our Returns & Refunds Policy.
• Your receipt of an order confirmation does not signify our acceptance of your order, nor does it constitute confirmation of our offer to sell. We reserve the right to accept or decline your order for any reason at any time.
• All prices are subject to change without notice. We reserve the right to limit the quantities of any products or services that we offer. All orders are subject to availability, and we reserve the right to cancel any order that cannot be fulfilled.

3.2 Digital Products

• • • Upon successful payment, you will receive a link to download the digital product(s) you have purchased. This link may only be valid for a specified period, and you are responsible for downloading the product within this time frame.
    • When you purchase a digital product, you are granted a non-exclusive, non-transferable, revocable license to use the product for personal, non-commercial use only. You may not redistribute, resell, or share the digital product with others.
    • Due to the nature of digital products, all sales are final, and we do not offer refunds or exchanges. If you encounter any issues with your download, please contact us for assistance.

3.3 Online Courses

• • • Upon purchasing an online course, you will receive access to the course materials through our website. This access is personal to you and may not be shared with others.
    • All course materials are the intellectual property of Journals etc. or our content partners. You may not reproduce, distribute, or create derivative works from any course materials without our express written consent.
    • We offer a 30-day refund policy for online courses, provided that you have not accessed more than 10% of the course content. To request a refund, please contact us within 30 days of your purchase.

3.4 Coaching Services

• • • Coaching sessions must be scheduled in advance. If you need to cancel or reschedule a session, you must provide at least 24 hours’ notice. Cancelling or rescheduling a session with less than 24 hours’ notice may result in a forfeited and non-refundable session.
    • Our coaching services are intended to provide guidance and support. However, results are not guaranteed, and we are not responsible for any decisions you make based on our coaching.
    • Refunds for coaching services are not generally available. If you are dissatisfied with a coaching programme or session, please contact us to discuss your concerns.

3.5 Online Memberships

• • • Membership benefits and content may vary depending on the level of membership. We reserve the right to modify or discontinue membership benefits at any time.
    • Memberships are billed on a recurring basis (monthly, quarterly, or annually, as specified). You may cancel your membership at any time, but refunds will not be issued for the remaining period of your membership term.
    • Your membership is personal to you and may not be shared or transferred. Misuse of membership benefits may result in termination of your membership without a refund.

4. Account Registration

• In order to make a purchase through the Website, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process.
• You are responsible for maintaining the confidentiality of your account login information and for all activities that occur under your account.
• We reserve the right to suspend or terminate your account at any time, without notice, if we believe that you have violated these Terms.

5. Intellectual Property

• All content on the Website, including but not limited to text, graphics, logos, images, and software, is the property of Journals etc. or its licensors and is protected by copyright and other intellectual property laws.
• You may not reproduce, distribute, modify, or create derivative works of any content on the Website without our prior written consent.

6. Privacy Policy

• Our Privacy Policy governs the collection, use, and disclosure of your personal information. By using the Website, you consent to the terms of our Privacy Policy, which is incorporated herein by reference.

7. Limitation of Liability

• To the fullest extent permitted by law, Journals etc. shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with your use of the Website or the products and services offered through the Website.
• We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with your use of, or inability to use, the Website or your reliance on any content displayed on the Website.
• We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data, or other proprietary material due to your use of the Website or any services or items obtained through the Website or to your downloading of any material posted on it, or on any website linked to it.
• In no event shall Journals etc.’s total liability to you exceed the amount paid by you for the products or services purchased through the Website. 

8. Disclaimers

• We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the Website or the information, products, services, or related graphics contained on the Website for any purpose.
• Any reliance you place on such information is therefore strictly at your own risk. We reserve the right to modify or discontinue any product or service offered on the Website without prior notice.

9. Governing Law and Jurisdiction

• These Terms shall be governed by and construed in accordance with the laws of England and Wales.
• Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

10. Changes to Terms of Service

• We reserve the right to modify or update these Terms at any time, without prior notice. Your continued use of the Website following the posting of any changes constitutes acceptance of those changes.

11. Contact Information

• If you have any questions about these Terms, please contact us.